The idea for MCSC was visualized in 1996 by the organizers of Mission Community Bank.  The organization was chartered to provide specific loan products and community development small business services to low and moderate-income individuals and other entities. 

It was an opportunity for providing public non-benefit services to women, and low to moderate income individuals interested in starting their own businesses.  Potential was seen for strengthening entrepreneur success rates through education, training & outreach and addressing entrepreneurial capital needs while simultaneously reassuring banking industry concerns for risk reduction where the entrepreneur’s collateral and capital resources are low or non-existent. 

MCSC is a non-profit community development corporation, mentored and parented by Mission Community Bank.  As such, Mission Community Services Corporation is not owned or capitalized by Mission Community Bank, however, has been organized and funded under the original charter approval and business plan developed at the Bank's inception.

In late 2002, MCSC entered into a Memorandum of Understanding with the Cuesta Small Business Development Center (SBDC) and co-located its office with the SBDC at 3566 S. Higuera St., Suite 100, in San Luis Obispo, California.  In March of 2003, MCSC and SBDC entered into another Memorandum of Understanding with Women's Economic Ventures (WEV) of Santa Barbara to expand WEV's 14 week self-employment training program to San Luis Obispo County citizens.  In May 2003, 27 individuals completed this 14 week self-employment training (SET) class in the Mission Business Information Center, in San Luis Obsipo (SLO).   In Dec. 2003, 23 individuals completed the SET class in SLO, and another 15 completed in the spring of 2004. Several of these graduates have subsequently availed themselves of SBDC and MCSC services to continue growth and development of their small business.

The Mission Business Information Center, a co-sponsored program by the US Small Business Administration, MCSC and the SBDC, held its grand opening showcasing many clients and introducing valuable resources to the community.   See Events.

In August of 2003, IRS granted approval for MCSC's 501 (c)3 tax exemption status. 

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